I am a retired Merrill fund manager, Stanford Capital investment banker, Christian Science Practitioner and Unity Chaplain who funded an IPO acquired and taken private for $11 Billion. I freely gave away money to live simply and came out of retirement after 2000 by repeated request to share knowledge to help friends and family navigate waters uncharted for three generations.

I authored MindMoneyMarket ©1977-1982 Stanford Academic Senate Appointment Syllabus, PoliticsofProsperity ©1994 for the Electoral Revolution, TheGift©2008 historical preview for dealing with The Great Panic, and TrillionaireTrader © 2009 emanual for Prosperity and did DPhil Research on Expert Investment at Oxford Templeton.