Prognostication, particularly about the future, is difficult. Do not try it at home with your hard-earned money.

That is how we have learned by multiple gut and heart-wrenching financial mistakes over our last half century in the markets that saving half of income and automatic dollar-cost averaging growing dividends, particularly when most people are [...]

The source of our rather immodest aim springs from simple truth, as do many powerful things:

Man is more than a hairless ape that can be conditioned to accept anything the zookeepers want.

Most people were too busy to get the facts on the screwing of taxpayers and our economy by government banking insiders.

They instead depended on incomplete evening news sound bytes or inaccurate Internet stories written by wire services owned by media monopolies. They trusted investment professionals with considerable conflicts of [...]

Open Response to Robert Reich’s blog When Will The Recovery Begin? Never, which generated multiple error comment messages @ http://robertreich.blogspot.com/

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4th of July 2009

Google gave us 14,700,000 hits for Financial Independence today.

The first was Mark Gallagher’s Ten Tips for Financial Independence, which we amended as follows:
1. Keep our life as simple as possible.
How do we do that?  We make and take a lot of time on the Three Big Decisions - [...]